KNOW YOUR NUMBERS
CLARITY BEFORE YOU SEARCH
Before you fall for a front porch or a sunlit kitchen, it helps to know what feels comfortable for your family. We will walk through the full picture with you: your monthly budget, what you have set aside for a down payment and closing costs, and how property taxes, homeowners insurance, and HOA dues fit into the payment.
When the numbers are clear, every showing feels more confident, and every decision feels like your own.
YOUR BUYING POWER
SHOP WITH CONFIDENCE
A pre-approval tells you, and the sellers you make offers to, exactly where you stand. It turns "someday" into a real price range and gives your offer weight when a home you love draws other interest.
We will help you understand what shapes your buying power, from credit and income to existing debt and down payment, and how a few thoughtful steps now can open more doors later.
EXPLORING YOUR OPTIONS
THE RIGHT LOAN FOR YOUR LIFE
There is no single path to homeownership. Depending on your goals and eligibility, your lender may talk with you about options such as:
- Conventional loans, with flexible down payment choices
- FHA loans, often a good fit for first-time buyers
- VA loans for active-duty service members, veterans, and eligible surviving spouses
- USDA loans for eligible homes in qualifying areas
- Down payment assistance programs, including those offered through Virginia Housing
As a veteran-owned brokerage, we know the VA loan process and the timing of a PCS move well, and we are here to make each step feel manageable.
Ready when you are
CONNECT WITH A LENDER
We will introduce you to experienced local lenders who know Hampton Roads and take the time to answer your questions. No pressure, simply a clear next step.
CENTURY 21 Together is a real estate brokerage, not a mortgage lender. Loan programs, rates, and approval are determined by the lender you choose and are subject to credit and eligibility requirements. You are always free to choose any lender.
© 2026 Together Homes, LLC d/b/a CENTURY 21 Together
© CENTURY 21 2026. All rights reserved. CENTURY 21®, C21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Together Homes, LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.
